As a business owner, there is likely no end to your wish list. And this holiday season, you may have visions of new cash registers or updated office furniture dancing in your head. But before you think about all the wants of your business, let’s talk about what your business really needs. If you don’t have small business insurance, your New Year may not be quite as prosperous as you’d hoped.
With the economic turmoil of recent years, you’re no doubt familiar with the dangers that befall small businesses. Ensuring that you have a good small business insurance policy can help protect your business – and your personal assets – from the perils and risks associated with entrepreneurship. Your small business insurance policy may include any of the following:
Small Business Insurance Gives You Peace of Mind!
General Liability: Business owners may be on the hook for a number of things that could happen to their employees or customers. General liability coverage is a vital part of your small business insurance policy because it helps protect you if you’re sued for bodily injury, property damage, physical injury, slander and several other potentially devastating situations.
Product Liability: If you’re in the wholesale, manufacturing, distributing or retail business, product liability is a must. This gives you financial protection from loss that results from a faulty product. No matter how well your products are made, you’re never completely without risk, so product liability is important.
Commercial Property: Your business likely includes a physical location, like an office or retail store. Your commercial property insurance is a big part of your small business insurance package, because it helps protect your property investment in the event that you suffer loss from natural disasters, fires, weather, or vandalism.
While you’re building your business, let us help you protect it. Call us today for more information on small business insurance and how we can give you peace of mind!