Are you starting the New Year with a higher auto insurance premium than you’d like? Well, if that’s the case, we’d first advise you to call AMS Insurance to see how you might save on your auto policy. But short of that, improving your driving record goes a long way in lowering your rates. That means no more speeding tickets, Mr. Andretti! Do you have a knack for attracting a siren? If so, lose that knack by following our tips!
Lower Your Auto Insurance by Avoiding Speeding Tickets
Keep your car looking decent: Sure, everyone’s car could use a good vacuuming now and then, but a poorly maintained car (think loose bumper, dents, etc.) can make you more likely to get pulled over, and subsequently ticketed.
Get rid of the after-market accessories: Cars with a lot of after-market bells and whistles, like spoiler kits, neon undercarriage lights and super dark tinted windows tend to be cop magnets. Simplicity is best when looking to avoid a ticket that could raise your auto insurance rates.
Be friendly: Ever come around a curve going a little too fast, only to encounter a hidden police officer? Instead of avoiding his gaze, give him a friendly smile and a wave. That little piece of good cheer could be your get-out-of-ticket free card.
Don’t admit it: If you’re pulled over, don’t admit that you were speeding. In the event that you want to contest the ticket, you could be in tough shape if the officer can attest to your confession. Sign that dotted line but don’t admit guilt.
Defer your court date: Procrastination can be on your side in avoiding tickets and subsequently lowering your auto insurance premium. By pleading not guilty and deferring your court date, you may have a better shot at getting your ticket dismissed.
Ready to lower your auto insurance rates? Give us a call today – and slow down!